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Segregated Funds

If you like investing in the marketplace but would also like the expertise of professional money managers, you may want to consider a segregated fund. Like mutual funds, segregated funds offer the investor the option to invest in different asset classes and fund types.

The major difference between the two investments is that a segregated fund is actually an insurance contract. The contract allows the investor to participate in the market while receiving the added benefit of having insurance to cover the risk. There are guarantees and features built in that allow investors to invest with a higher degree of safety.

Advantages, depending on the contract, include guaranteed

  • principle for 75% to 100% of your full investment
  • tax-free contribution to your beneficiaries of 75% to 100%.

Please contact us for more information.